The firm represented an insurance company to recover the premium owed for a one-year workers’ compensation insurance policy it issued to an insured that owns and operates assisted living facilities in California. The insured cancelled the policy two weeks after the effective date, triggering the policy’s early cancellation fee. The insured refused to pay the policy premium, including the early cancellation fee, claiming its prior partial payment constituted an accord and satisfaction, and that the insurance company failed to provide the required notice of the fee.
Success is found in the details.
The firm engaged in a detailed analysis of the policy records, calculation of the premium and fee, and the Insurance Code. The firm represented the insurance company at two mediation sessions and settled the case with a favorable outcome for the client.
Counsel: Andrea L. Petray